Saving for a house and investing for retirement are two of the biggest financial goals many people pursue—but trying to do both at the same time can feel like a balancing act. One requires upfront cash for a near-term purchase, while the other is a long-term investment in your future. How do you prioritize one without sacrificing the other? The truth is, with the right strategy and discipline, you can… Read More
Retirement
Is the 4% Spending Rule Still Valid?
You may spend the majority of your working years setting money aside in your retirement plan and managing that money through every type of market boom and bust. When you draw close to the finish line, you’ll still have a few important decisions to make. Chief among them will be how much to take from your retirement account each year. You’ll want to ensure that you don’t withdraw too much… Read More